Mortgage Resources & Education
Mortgage Guides & Education
Home Buying Guide
2. Required documents
3. Pre-approval vs pre-qualification
4. Closing timeline
Refinance Guide
2. Cash-out vs rate-term refinance
3. Common refinance mistakes
Self-Employed Borrower Guide
2. Alternative income documentation
3. How Non-QM loans work
Investment & Commercial Loans Guide
2. Loan structures and terms
3. Investor strategies
Loan Programs Explained
1. Purchase Loans
2. Refinance Loans
3. Second & Equity Loans
4. Bridge Loans
5. Hard Money Loans
6. Non-QM Loan Programs
7. Commercial Loans
Mortgage Calculators & Tools
* Estimate your monthly payments and loan potential with our easy-to-use calculator, then let our experts handle the rest.
Why PK Loans Is Different
We offer a best Solutions for the Residential.
The personal attention and genuine care from PK Loans made all the difference. I’ll recommend them to everyone I know.
I’ve worked with Payam on multiple investment properties. His knowledge and creativity with financing options are unmatched.
After several lenders told us our loan couldn’t be done, PK Loans stepped in and closed it in record time. Payam and his team were professional, transparent, and truly experts in their field.
As a first-time homebuyer, I had tons of questions. Payam walked me through every step, found the best rate, and made the process stress-free. Highly recommend PK Loans!
Payam analyzed my options and got me a much better rate than my bank offered. The process was quick, efficient, and professional.
Frequently Asked Questions
PK Loans specializes in residential and commercial mortgage loans. Our services include purchase loans, refinancing, second loans, bridge loans, hard money loans, and Non-QM loan programs. We do not offer personal, student, or payday loans.
Yes. We work with first-time homebuyers and guide them through every step of the mortgage process — from pre-approval to closing — ensuring clarity, confidence, and smooth transactions.
Absolutely. PK Loans offers flexible Non-QM loan programs, including bank statement loans and alternative income documentation options designed specifically for self-employed borrowers.
