Effective Date: January 1, 2025
At PK Loans, Inc., we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit an inquiry, or apply for a loan.
By using this website, you consent to the practices described in this Privacy Policy.
Information We Collect
We may collect personal information that you voluntarily provide, including but not limited to:
- Full name
- Email address
- Phone number
- Property information
- Loan purpose and estimated loan amount
- Financial and employment information (when submitting applications)
We may also collect non-personal information automatically, such as:
- IP address
- Browser type
- Device information
- Pages visited and time spent on the website
This data helps us improve website performance and user experience.
How We Use Your Information
PK Loans uses collected information for purposes including:
- Responding to inquiries and requests
- Processing loan applications
- Providing mortgage and lending services
- Communicating updates, offers, or important notices
- Improving our website, services, and customer experience
- Complying with legal and regulatory requirements
We do not sell or rent your personal information to third parties.
Information Sharing & Disclosure
We may share your information only when necessary, including:
- With lenders, investors, or service providers involved in your loan process
- With regulatory agencies as required by law
- To protect our legal rights or prevent fraud
All third parties are required to maintain the confidentiality and security of your information.
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, or misuse. While no online system can guarantee absolute security, we continuously update our safeguards to maintain data protection.
Cookies & Tracking Technologies
Our website may use cookies and similar technologies to:
- Enhance site functionality
- Analyze traffic and usage patterns
- Improve marketing performance
You can choose to disable cookies through your browser settings, though some features may not function properly.
Third-Party Links
Our website may contain links to third-party websites. PK Loans is not responsible for the privacy practices or content of external sites. We encourage you to review their privacy policies before providing personal information.
Children’s Privacy
PK Loans does not knowingly collect personal information from individuals under the age of 18. If such information is discovered, it will be promptly removed.
Your Privacy Rights
You may request to:
- Review or update your personal information
- Limit certain communications
- Ask questions about how your data is used
To make a request, please contact us using the information below.
Changes to This Privacy Policy
PK Loans reserves the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date.
California Consumer Privacy Act (CCPA) Rights
If you are a California resident, you are entitled to specific rights under the California Consumer Privacy Act (CCPA).
Your Rights Include:
- Right to Know
You have the right to request details about the personal information we collect, use, disclose, or share. - Right to Delete
You may request that we delete personal information collected about you, subject to certain legal exceptions. - Right to Opt-Out of Sale
PK Loans does not sell your personal information. - Right to Non-Discrimination
We will not discriminate against you for exercising your privacy rights.
Submitting a CCPA Request
To exercise your rights, you may contact us by:
📧 Email: info@pkloans.com
📞 Phone: 310-488-2010
We may need to verify your identity before processing your request, as required by law.
Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us.