At PK Loans, our story is built on experience, integrity, and a commitment to helping clients achieve homeownership — even when the path seems difficult.
Founded on the belief that every borrower deserves honest guidance and real solutions, PK Loans has grown into a trusted mortgage partner for homeowners and investors across multiple states.
Where It All Began
PK Loans was founded by Payam Kohanbash, a nationally recognized mortgage professional who began his career in lending in 2002. From the very beginning, Payam focused on one clear goal: helping clients navigate the mortgage process with confidence, transparency, and personalized service.
In an industry often driven by rigid guidelines and one-size-fits-all solutions, PK Loans took a different approach — understanding the full financial picture of each client and structuring loans that truly work in real-world situations.
Growing Through Experience
Over the years, PK Loans expanded its offerings to meet the changing needs of homeowners and investors. As lending regulations evolved and markets shifted, the company adapted by building strong relationships with direct lenders, investors, and underwriting partners.
This growth allowed PK Loans to provide access to 23 loan programs, including traditional residential mortgages, refinance solutions, Non-QM programs, and commercial financing — all backed by in-house underwriting for faster decisions and smoother closings.
A Proven Track Record
Since its founding, PK Loans has successfully closed over $1 billion in funded loans, earning recognition as a Top 1% Loan Originator nationwide. This achievement reflects not only volume, but consistency, trust, and long-term client relationships.
Many clients come to PK Loans after being turned away elsewhere. Our reputation has been built on making the impossible possible — finding solutions where others see limitations.
Education & Community Presence
Beyond loan origination, Payam Kohanbash has remained deeply committed to education and transparency in lending. For more than 15 years, he has hosted a live radio show dedicated to real estate and mortgage education, helping listeners better understand financing, market trends, and smart homeownership strategies.
This commitment to education continues to shape the culture at PK Loans — empowering clients with knowledge, not pressure.
Where We Are Today
Today, PK Loans is a respected mortgage firm specializing in residential and commercial lending, serving clients nationwide. While technology and loan programs have evolved, our core values remain unchanged:
- Personalized service
- Ethical lending practices
- Clear communication
- Long-term financial success for our clients
We remain proud of our history — not just for how far we’ve come, but for the thousands of homeowners and investors we’ve helped along the way.
Looking Ahead
As we move forward, PK Loans continues to grow with the same foundation that started it all: experience, integrity, and trust. Our mission is to remain a dependable partner for borrowers at every stage of their journey — today and for generations to come.
PK Loans, Inc.
Over 20 Years of Experience | $1B+ in Closed Loans | Trusted Nationwide