FAQ

Yes. We work with first-time homebuyers and guide them through every step of the mortgage process — from pre-approval to closing — ensuring clarity, confidence, and smooth transactions.

Absolutely. PK Loans offers flexible Non-QM loan programs, including bank statement loans and alternative income documentation options designed specifically for self-employed borrowers.

Credit score requirements vary depending on the loan program. We evaluate your full financial profile, not just your credit score, and often provide solutions for borrowers who don’t meet traditional lending guidelines.

Timelines vary based on loan type and documentation, but with in-house underwriting and direct lender access, PK Loans is able to move faster than many traditional lenders. We keep you informed every step of the way.

Yes. Refinancing may help reduce your interest rate, lower monthly payments, or improve loan terms. Our team will review your situation to determine whether refinancing makes financial sense for you.

A Non-QM (Non-Qualified Mortgage) loan is designed for borrowers who don’t fit traditional lending criteria. These loans focus on real income and repayment ability rather than strict documentation requirements.

Yes. PK Loans provides financing solutions for commercial properties, including mixed-use and investment properties. Loan terms and eligibility vary based on property type and financial profile.

You can get started by completing our Apply Now form or contacting us directly. One of our loan specialists will review your information and guide you through your available options.