At PK Loans, we understand that purchasing or refinancing a home is more than a transaction — it’s a long-term investment in your future. Our Residential Loan programs are designed to provide flexible, competitive, and reliable financing solutions for homeowners at every stage of life.

Whether you’re buying your first home, upgrading to a new property, or refinancing an existing mortgage, our experienced team works closely with you to identify the loan option that best fits your financial goals. With access to over 23 residential loan programs and in-house underwriting, we simplify the mortgage process while ensuring speed, accuracy, and transparency.

We offer financing for a wide range of residential properties, including single-family homes, condominiums, townhomes, and multi-unit properties (up to four units). Our personalized approach ensures that each borrower receives a solution tailored to their income structure, credit profile, and long-term plans.

From the initial consultation to closing, PK Loans provides hands-on guidance at every step. We focus on clear communication, realistic timelines, and dependable approvals — eliminating unnecessary stress and delays. Even if you’ve faced challenges such as self-employment income, limited documentation, or past credit issues, our expertise allows us to explore alternative solutions beyond traditional lending standards.

Residential Loan Features

  • Financing for primary residences and eligible investment properties
  • Competitive fixed and adjustable interest rate options
  • Fast pre-approvals and efficient closing timelines
  • Personalized loan structuring and expert support

Our residential loan process is built on trust and experience. With more than 24 years in the mortgage industry and over $2 billion in closed loans, PK Loans has helped thousands of clients achieve stable and affordable homeownership.

We believe in empowering our clients with knowledge and clarity, not pressure. Our goal is to ensure you feel confident in your mortgage decision — today and in the years to come.

If you’re looking for a residential mortgage solution backed by expertise, integrity, and proven results, PK Loans is here to help.

Apply today and take the next step toward secure homeownership with PK Loans.