Effective Date: January 1, 2025

Welcome to PK Loans, Inc. By accessing or using our website, you agree to be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use this website.

These Terms apply to all visitors, users, and clients of PK Loans.

Use of Website

The content on this website is provided for general informational purposes only. Use of this website does not constitute a loan approval, commitment to lend, or financial advice.

You agree to use this website lawfully and not to:

  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to systems or data
  • Submit false or misleading information

PK Loans reserves the right to restrict or terminate access to the website at any time without notice.

No Guarantee of Loan Approval

Submitting an inquiry or loan application through this website does not guarantee loan approval. All loan approvals are subject to lender guidelines, underwriting review, property evaluation, and regulatory requirements.

Loan terms, rates, and availability are subject to change without notice.

Accuracy of Information

While we strive to provide accurate and up-to-date information, PK Loans makes no warranties or representations regarding the completeness, accuracy, or reliability of website content. Information may be modified at any time without prior notice.

You acknowledge that any reliance on website content is at your own risk.

Intellectual Property

All content on this website — including text, images, graphics, logos, and design elements — is the property of PK Loans, Inc. or its licensors and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or republish any content without prior written consent from PK Loans.

Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. PK Loans does not control and is not responsible for the content, policies, or practices of third-party websites.

Accessing third-party websites is done at your own risk.

Limitation of Liability

To the fullest extent permitted by law, PK Loans, Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

  • Use or inability to use this website
  • Errors or omissions in website content
  • Unauthorized access to user data

This limitation applies even if PK Loans has been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless PK Loans, Inc., its officers, employees, and affiliates from any claims, damages, or losses arising from your use of the website or violation of these Terms & Conditions.

Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use your information. By using this website, you consent to the practices described in our Privacy Policy.

Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict-of-law principles.

Changes to These Terms

PK Loans reserves the right to modify these Terms & Conditions at any time. Updated terms will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of those changes.

Contact Information

If you have questions regarding these Terms & Conditions, please contact:

PK Loans, Inc.
📧 info@pkloans.com
📞 310-488-2010

Terms & Conditions