Non-QM & Commercial Loans

Not every borrower fits traditional lending guidelines — and that’s where PK Loans excels. Our Non-QM and specialty loan programs are designed for self-employed borrowers, investors, and clients with unique financial profiles.

We focus on real-world income and ability to repay rather than strict formulas. From bank statement loans to post-bankruptcy solutions, we provide flexible financing options that make homeownership achievable.

Non-QM Programs Include

• Bank statement loans

• One-year tax return programs

• Profit & loss-based approvals

• One-day out of bankruptcy or foreclosure loans

With in-house underwriting, PK Loans delivers creative solutions backed by experience and integrity.

If traditional lenders say no, PK Loans finds a way.